Let's have a frank conversation and separate reality from perception then we can look at the options and make a plan.
Often homeowners buy their homes without reading the 50+ pages of papers they sign and never have anything explained to them. Let us help you.
Before panicking, let's see if you can refinance, complete a hardship modification and maybe do a short sale to avoid foreclosure. We have your back every step of the way.
Most people would not admit to having been through a tough time but we embrace it. You learn the best lessons in life from struggles and difficulty. As a teenager, our home was foreclosed and we had to walk away. This was during the times of very high interest rates, when balloon mortgages were common (where you make interest only payments and then principal payments "balloon" or become due). The bank took our home.
From that, as part of my commitment to being the best broker I can be, I became certified in Short Sales and Foreclosures through the National Association of Realtors and have helped many clients through this transition.